Funding Options Available:
Hire Purchase is one of the finance products offered by Suzuki Finance to help spread the cost of buying a car. It’s a great choice if you want to own your car at the end of the agreement.
Suzuki Finance owns the vehicle for the duration of the finance agreement. You will become the owner of the vehicle after all the repayments including any interest has been paid.
PERSONAL CONTRACT PURCHASE
Personal Contract Purchase is a Suzuki Finance that can help you buy your dream car with lower monthly repayments than a Hire Purchase product. This is because a large proportion of the amount you repay is deferred into an optional final repayment.
The main difference with Personal Contract Purchase, is the option to choose what you do at the end of the agreement. You can part exchange the vehicle, return the vehicle (return conditions apply), or pay the optional final repayment and own the vehicle.
PERSONAL CONTRACT HIRE
Personal Contract Hire is a fixed cost rental agreement. You first choose your new Suzuki car, pay an initial rental in advance, followed by fixed monthly rentals to suit your budget. You can even choose an optional maintenance package as part of your agreement which can help take away the hassle of keeping your vehicle in good condition.
It’s different from Personal Contract Purchase (PCP) because there is no option to purchase the car at the end of the agreement and the vehicle must be returned.
FINANCING YOUR VEHICLE
ABOUT CAR FINANCE
Your car finance plan helps to spread the cost of a new or used car. Instead of paying the full amount up front, you pay monthly with interest. We offer a range of finance products to suit individual preferences and circumstances, such as Hire Purchase, Personal Contract Purchase and Lease Purchase. We also have a rental product known as Contract Hire, which is not subject to interest.
HIRE PURCHASE (HP)
Finance is available to UK residents aged 18 years or over, subject to status. This video is intended merely to give you information on how Hire Purchase works. Suzuki Finance is a trading style of Suzuki Financial Services Limited, part of Lloyds Banking Group, St William House, Tresillian Terrace, Cardiff, CF10 5BH.
PERSONAL CONTRACT (PCH)
Personal Contract Hire is provided subject to status by Suzuki Personal Contract Hire, which is a trading style of Lex Autolease Limited. Registered office: 25 Gresham Street, London EC2V 7HN. Applicants must be over 18 and a UK resident. Ownership of the vehicle remains with Lex Autolease Limited and the vehicle must be handed back at the end of the term. Return and mileage conditions apply.
PERSONAL CONTRACT PURCHASE (PCP)
Your regular monthly repayments are low because it is the nature of a PCP product that a significant proportion of the total amount payable is repayable at the end of your agreement by one large final repayment payable one month after you have paid all your other repayments.
Credit is available to UK residents aged 18 years or over, subject to status. If finance is needed when making a part exchange, you will need to enter into a new agreement (subject to status). Under the goods return option, you will have to make additional payments if the car is not in good condition for its age and mileage, or if the car has exceeded its allowed mileage. This video is intended merely to give you information on how Personal Contract Purchase works. Suzuki Finance is a trading style of Suzuki Financial Services Limited, part of Lloyds Banking Group, St William House, Tresillian Terrace, Cardiff, CF10 5BH.
Finance available subject to status. Indemnities may be required. Other finance offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers. Postal address: 161 London Road, Romford, Essex, RM7 9QH. Authorised and regulated by the Financial Conduct Authority. Firm Reference Number: 667979